Center of Excellence in Higher Education
The First Private University in Bangladesh

Professor Dr. Gour Gobinda Goswami

Professor (On Leave)

Ph.D. in Economics, University of Wisconsin-Milwaukee, WI, USA
M.S.S. in Economics, University of Dhaka, Bangladesh
B.S.S. (Honours) in Economics, University of Dhaka, Bangladesh

Email: gour.goswami@northsouth.edu, gour.goswami@uttarauniversity.edu.bd, provc@uttrauniversity.edu.bd


            

Supervised Thesis & Research

 

Brief Profile of Professor Gour Gobinda Goswami

Hi, I am Dr. Gour Gobinda Goswami,  a Professor (Currently Adjunct), Department of Economics (Prof. since 2010 and Faculty at NSU since 2003) in the School of Business and Economics at North South University (NSU), Dhaka 1229, Bangladesh. I received my Ph.D. in Economics degree from the University of Wisconsin-Milwaukee, USA, in International Economics under the supervision of Professor M. Bahmani-Oskooee. I have long thirty-one years of teaching, research, consultancy, and experience in managing academic administration at different layers starting from Instructor, Proctor, Department Chair, Treasurer, Acting Pro-VC, and Acting VC at three various universities at home and abroad. I have been awarded the University Grants Commission research award for Social Science in Economics twice (2003 & 2006) and the Emerald Literati Award 2022 from the Journal of Economic Studies as the Outstanding Reviewer 2022. I publish extensively in journals like Applied Economics, Applied Economic Letters, Australian Economic Papers, FIIB Business Review, Japan and the World Economy, Economic Modeling, Review of Political Economy, Journal of Economics & Finance, MDPI Sustainability, Review of Social Economy, Emerging Markets Finance & Trade, Southern Economic Journal, International Journal of Emerging Markets, The Chinese Economy, Environmental Science & Pollution Research, and International Review of Economics & Finance and other reputed journals. I also serve as a reviewer of many reputed journals like Agricultural Economics, Canadian Journal of Economics, Heliyon, Financial Innovation, The Lancet, International Journal of Environmental Research and Public Health, International Trade Journal, Bio-Medical and Pharmacology Journal, Singapore Economic Review, Sustainability. I am a member of AEDSB, Bangladesh Economic Association, American Economic Association, and Canadian Economics Association. My current research includes COVID-19; Happiness and Well-being; South Asia; SAARC, ASEAN; Belt and Road Initiative (BRI); Political Risk, Bilateral Trade Flow, Nuclear Energy; Bangladesh; Japan; China; Thailand; Rohingya Problem; Higher Education; Panel Data, Law of One Price; Purchasing Power Parity and Disparity; Black Market Exchange Rate, Corruption, and Gravity Model. My primary research interests are in the field of International Finance or Open Economy Macroeconomics (F3), International Trade (F1); International Economics (F), followed by Development Economics, Applied Econometrics; Forecasting, Social and Political Issues. I have been serving as a member of the Editorial Board of Multidisciplinary Business Review (MBR) since August 2020. I have worked as a Guest Editor for the Special Issue of the International Journal of Innovation and Sustainable Development (IJISD) on "Innovation and Sustainability in a Post-COVID World."

Thank you for visiting my NSU web page.

Recent 

1. Goswami, G.G.; Chowdhury, M.H.; Rahman, M.; Atique, M.A. Australian Tourist Flow: A Gravity Model Approach. Sustainability 2024, 16 (13), 5740. https://doi.org/10.3390/su16135740

2. Munim Kumar Barai, Gour Gobinda Goswami, Mamta B. Chowdhury. Editorial: Covid-19: effects and innovation for future, IJISD, SCOPUS, 2024, 18(2): 1-13. DOI: https://doi.org/10.1504/IJISD.2024.135275

3. Goswami, Gour Gobinda, Munim Kumar Barai, Mahnaz Aftabi Atique, and Mostafizur Rahman. 2023. Did Remittance Inflow in Bangladesh Follow the Gravity Path during COVID-19? Economies 11: 285. Q1, https://doi.org/10.3390/
economies11110285

4. Goswami, G. G., Sarwar, M. R., Rahman, M., Panday, D. C., Ishita, I. J., Labib, T., & Motiram, N. V. (2023). "Why did India Pull Out of Regional Comprehensive Economic Partnership (RCEP)? A Gravity Explanation of the Indian Puzzle", Evergreen, 10(3), pp.1140-1155, September 2023, SCOPUS, https://doi.org/10.5109/7148433

5. Goswami, H., Goswami, G.G., Banik, B.K., et al. Factors Associated with Children’s Subjective Wellbeing During COVID-19 Pandemic in Bangladesh. Child Ind Res (2023). https://doi.org/10.1007/s12187-023-10044-y, SCIMAGO, Q1

6. Barai, M.K., Goswami, G.G., Hossain, M.I. (2023). Macroeconomic Development of Bangladesh and West Bengal. In: Banik, A., Barai, M.K. (eds) Two Bengals. Palgrave Macmillan, Singapore. https://doi.org/10.1007/978-981-99-2185-0_2, SCOPUS indexed

7. Goswami, G. G., Sarwar, R., and Rahman, M. (2023). "COVID-19 Impact on Tourism Inflow in selected Asia-pacific Countries." Forthcoming in International Journal of Emerging Markets, ABDC: B, Q2, http://doi.org.10.1108/IJOEM-07-2022-1196/

8. Goswami, G.G.; Labib, T. Modeling COVID‐19 Transmission Dynamics: A Bibliometric Review. Int. J. Environ. Res. Public Health 2022, 19, 14143. https://doi.org/10.3390/ ijerph192114143, MDPI, Q1

9. Goswami, G. G., Rahman, M. T. & Barai, M.K. (2022). "Changes in Exchange Regimes and Some Macro Factors: Their Impacts on the Valuation of Bangladeshi Taka", FIIB Business Review, DOI: 10.1177/23197145221112739, SCOPUS

10. Goswami, G. G. & Saha, T. K. (2022). Fourier Nonlinear Quantile Unit Root Test of Purchasing Power Parity in Cryptocurrencies, accepted for publication in Applied Economics Letters, SCOPUS, ABDC: B

11. Goswami, G. G.; Khan, F.; Labiba, K.; Achol, F.; Saha, T. K.; Zulfiqar, A. (2022). Should Bangladesh join Regional Comprehensive Economic Partnership (RCEP)? A Gravity Explanation of Bangladesh Dilemma. Forthcoming in International Journal of Emerging Markets, DOI: 10.1108/IJOEM/03-2022-0442, IPR: 2.488, SJR: 0.433, Q2.

12. Islam, M. M.; Barman, A.; Khan, M. I.; Goswami, G. G.; Siddiqui, B.; Mukul, S. A. Sustainable Livelihood for Displaced Rohingyas and ther Resilience in Bhasan Char in Bangladesh, Sustainability, 2022, 14, 6374, Cite Score SCOPUS 3.9, Impact Factor: 3.48.

https://doi.org/10.3390/su14106374

13.  Uddin, G. S., Yahya, M., Goswami, G. G., Lucy, B. & Ahmed, A. (2022). "Stock Market Contagion During the COVID-19 Pandemic in Emerging Economies," International Review of Economics & Finance, Volume 79, May 2022, pp. 302-309. Q1, ABDC (A).

14. Goswami, G. G., Rahman, U. and Chowdhury, M. (2022). "Estimating Economic Cost of Setting up Nuclear Power Plants at Rooppur in Bangladesh," Environmental Science and Pollution Research, January 19, IPR: 4.223, Q2, DOI: 10.1007/s11356-021-18129-3.

15. Goswami. G. G., Mahapatro, M., Ali, ARM & Rahman, R. (2021) Do Old age and Comorbidity Matter for COVID-19 Mortality? A Path Analysis. Front. Public Health, Impact Factor: 3.018, 9:736347: DOI: 10.3389/fpubh.2021.736347

16. Goswami, G. G., Panthamit, N. (2021). Does Political Risk Matter for China's Trade with ASEAN and MENA Countries? A Belt Road Initiative Perspective, forthcoming in The Chinese Economy, SCOPUS, ABDC: B.

https://doi.org/10.1080/10971475.2021.1958454

17. Goswami, G. G., Ali, ARM, Islam, S. (2021). "A Panel Path Analysis Approach to the Determinants of COVID-19 Transmission: Does Testing Matter for Confirmed Cases?", Journal of Economic Studies, Vol. ahead-of-print, No. ahead-of-print, 

https://www.emerald.com/insight/content/doi/10.1108/JES-07-2020-0326/full/html

18. Goswami, G. G., and Panthamit, N. (2021). "Does Political Risk lower Bilateral Trade Flow? A Gravity Model Framework for Thailand vis-a-vis her Trading Partners," International Journal of Emerging Markets, 17 (2), pp. 600-620. Link:

https://www.emerald.com/insight/content/doi/10.1108/IJOEM-07-2020-0755/full/html

19. Goswami, G. G., Farah, F. & Hannan, R. H. (2021). "Does Disaggregated Political Risk in Asia and other Countries act as a Deterrent to Bilateral Trade Flow in the Globe? A Three Dimensional Panel Framework", Book Chapter, Chapter 9, New York: Nova Science Publishers, in Asian Countries: Economic, Political and Social Issues, Mohsen Bahmani-Oskooee, Sahar Bahmani and Tatchwan Kantipong (Eds.) Link: novapublishers.com/shop/asian-countries-economic-political-and-social-issues/

Others

20. Goswami, G. G. & Haider, S. (2014). "Does Political Risk Deter FDI Inflow? An Analytical Approach using Panel Data and Factor Analysis", Journal of Economic Studies, Volume 41, Number 2, pp. 233-252. ABDC: B, Link:

http://www.emeraldinsight.com/doi/full/10.1108/JES-03-2012-0041e=5

21. Goswami, G. G. & Junayed, S. (2006). Pooled Mean Group Estimation of the Bilateral Trade Balance Equation: the U.S. vis-a-vis her Trading Partners? International Review of Applied Economics, 20(4), Sep 2006, 515-526 [UGC Award-Winning Article]. ABDC: B

http://ideas.repec.org/a/taf/irapec/v20y2006i4p515-526.html

22. Bahmani-Oskooee, M., Goswami, G. G. & Talukdar, B. (2005). The Bilateral J-Curve: Australia versus her 23 Trading Partners. Australian Economic Papers, June 2005, 44(2), 110-120. ABDC: B

http://econpapers.repec.org/article/blaausecp/v_3a44_3ay_3a2005_3ai_3a2_3ap_3a110-120.htm

23. Bahmani-Oskooee, M. & Goswami, G. G. (2005). The Impact of Corruption on the Black Market Premium. Southern Economic Journal, 71(3), January 2005, 483-493. ABDC: A

http://ideas.repec.org/a/sej/ancoec/v713y2005p483-493.html

24. Bahmani-Oskooee, M. & Goswami, G. G. (2004). Exchange rate sensitivity of Japan's bilateral Trade flows. Japan and the World Economy,16, 1-15, January 2004. ABDC: B, Top Five Hottest Article in Science Direct, Link:

http://ideas.repec.org/a/eee/japwor/v16y2004i1p1-15.html 

25. Arora, S., Bahmani-Oskooee & Goswami, G. G. (2003). Bilateral J Curve between India and her Trading Partners, Applied Economics, 35 (9), pp. 1037-1041. ABDC: A

Distinctions/Awards

  • Emerald Literati Award 2022 as Outstanding Reviewer 2022 for Journal of Economic Studies
  • University Grants Commission Award for contribution in Social Science in the discipline of Economics (2006) 
  • University Grants Commission Award for contribution in Social Science in the discipline of Economics (2003) 
  • The following lead article has been selected as 5th among top 25 hottest articles in the Japan and the World Economy in terms of downloads: "Exchange rate sensitivity of Japan's bilateral trade flows", Japan and the World Economy, Volume 16, Issue 1, 1 January 2004, Pages 1-15 (with M. Bahmani-Oskooee).
  • Graduate Teaching Assistantship, Department of Economics, University of Wisconsin-Milwaukee, USA (1999-2003) 
  • Bangladesh-Swedish Trust Travel Award for Graduate Studies in the Univ. of Wisconsin_Milwaukee, WI, USA 
  • Research Assistantship, Center for Research on International Economics (CRIE), University of Wisconsin-Milwaukee, USA (2002-2003) under Professor Harvey Wilmeth 
  • Talent pool Scholarship for obtaining the 5th Position in the Merit list for HSC Examination in 1984
  • Ph.D. in Economics, University of Wisconsin-Milwaukee, USA
  • MSS in Economics with 1st Class, University of Dhaka, Dhaka, Bangladesh
  • BSS (Honors) in Economics, University of Dhaka, Dhaka, Bangladesh
  • HSC Examination, 1st Division, Stood 5th in the Merit List, Comilla Board, Bangladesh
  • SSC Examination, 1st Division, Stood 16th in the Merit List, Comilla Board, Bangladesh

Academic Experience

Adjunct Professor, Department of Economics, NSU (2024-)

Professor, Department of Economics, NSU (2003-2024)

Past:

  • Graduate Program Coordinator, NSU, Bangladesh (2004-2009, 2012-2014; 2019-20)
  • Professor, Department of Economics, North South University, [From September 16, 2010-2013, 2019-continuing] 
  • Associate Professor, Department of Economics, North South University, From November 2005 to August 2010 [5 years]  
  • Assistant Professor, Department of Economics, North South University, From September 2003 to October 2005 [2 years]  
  • Instructor, Department of Economics, University of Wisconsin-Milwaukee, USA, From September 1999 to August 2003 (Taught 9 courses independently) [4 years] 
  • Assistant Professor, Department of Economics, Shahjalal University of Science & Technology, Sylhet, Bangladesh, From December 1995 to August 1999 [4 years] 
  • Lecturer, Department of Economics, Shahjalal University of Science & Technology, Sylhet, Bangladesh, From December 1992 to November 1995 [3 years]

Administrative experience

  • Pro-Vice-Chancellor, Uttara University, Dhaka, Bangladesh (2024-)
  • Treasurer, North South University, Dhaka, Bangladesh, January 5, 2015- January 5, 2019 [4 years] 
  • Acting Pro-VC, North South University, Dhaka, Bangladesh, November 11, 2014-27 Feb 2017 [2 years 3 months 16 days]
  • Acting VC, North South University, Dhaka, Bangladesh, August 11, 2015- 24 February, 2016 [6 months 14 days] 
  • Acting Treasurer, North South University, Dhaka, Bangladesh, June 21, 2013-January 4, 2015, Jan 2019-April 2019 [1 year ten months]
  • Proctor, North South University, Dhaka, Bangladesh, From June 2009 to December 2010 [1 year 5 months] 
  • Chair, Department of Economics, North South University, Dhaka, Bangladesh, Feb 2007 to April 2009 [2 year 3 months] 
  • Faculty Advisor, Young Economists’ Forum (YEF), NSU, Dhaka, Bangladesh, 2004-2007 [3 years] 
  • Students' Club Coordinator, NSU, Spring 2013
  • Undergraduate Admission Test Coordinator, NSU, Summer 2013, Fall 2013, and Spring 2014, NSU [1 year] 
  • Head, Dept. of Econ., Shahjalal Univ. of Science & Tech, Sylhet, Bangladesh, From Sep. 1997 to Dec. 1998 [1 year 3 months] 
  • Assistant Proctor, Shahjalal Univ. of Science & Tech, Sylhet, Bangladesh, From 1996 to 1999 [3 years]

Major Committee Services (2010-2021)

Member, Academic Council, NSU (2010-2017)

Member, Finance Committee, NSU (2013-2019)

Member, Syndicate, NSU (2013-2019)

Scientific Review Committee, School of Business and Economics, NSU (2019-Continuing)

Chairman/Vice Chairman/Member (27)

Academic Review Committee, Administrative Appointment Committee, Administrative Promotion Committee, Admission Committee, Audit Committee, Board of Trustees, Campus Development Committee, Chief Coordinator for Celebration of 24 Years' of Glory, Conference, Travel and Research Grant Committee, Contributory Provident Fund Committee, Degree Review Committee, Disciplinary Committee, Faculty Appointment Committee, Faculty Promotion Committee, Faculty Search Committee, Financial Assistance Committee, Internal Research Grant Assessment Committee, Leave Committee, Library Committee, Need Assessment Committee, Rate Negotiation Committee, Shortlisting Committee for Administrative Personnel, Technical Committee, Tender Committee 

  1. Co-Investigator, 2021-23. Project Size: BDT 199.96 lac "Assessing Adoption and Diffusion of Agricultural Innovation in Bangladesh" A Krishi Gobeshona Foundation Project of the Ministry of Agriculture, Government of the People's Republic of Bangladesh.
  2. 2010-2012: Worked as a World Bank consultant (National Consultant) in setting up a unified public debt management system in Bangladesh in light of international best practices. I have served as a National Consultant (Debt Management Specialist).
  3. 2012-2013: Worked as a consultant (National Consultant) in conducting Results-based Monitoring and Evaluation of the 6th Five Year Plan of the Government of Bangladesh.
  4. Worked as a short-term consultant for preparing ten years long-term perspective plan of the Government of Bangladesh in the light of Vision 2021.

Courses

International Trade Theory and Policy (ECO 613)

Special Topics in Economics (Trade Policy Analysis, ECO 692.1)

Econometric Method (ECO 502: MS in Economics)

Advanced Trade Theory (ECO 611: MS in Economics)

Business Economics EMB 502 (EMBA)

Class Room/Office Technology

CANVAS, Google G Suite, Zoom, SteamYard

Teaching Evaluation

Spring 2021: 211: 3.77 /5.00: Good (Online)

Fall 2020: 203: 4.155/5.00: Very Good (Online)

Summer 2020: 202: 4.110/5.00: Very Good (Online)

Spring 2020: 201: 4.248/5.00: Very Good (Regular and Online)

Fall 2019: 193: 4.226/5.00: Very Good (Regular)

Summer 2019: 192: 4.320/5.00: Very Good (Regular)

  1. Teaching at NSU, Dhaka, Bangladesh (2003-2024): 21 years

Graduate Level 

  1. Advanced International Trade Theory (MS in Economics);
  2. International Financial Economics (MS in Economics);
  3. Econometric Method (MS in Economics);
  4. Time Series Model (MS in Economics);
  5. Panel & Limited Dependent Variable Model (MS in Economics);
  6. Basic Economics (MDS);
  7. Financial Market & Institutions (MBA/EMBA);
  8. Health Economics & Financing (MPH/EMPH);
  9. Health Care and Education Management (MDS)
  10. Health Care Management (MDS)
  11. Methods & Tools in Development Research (MS in Economics/MDS);
  12. Business Economics (EMBA)

Undergraduate Level

  1. International Trade Theory & Policy (BS in Economics);
  2. International Finance (BS in Economics);
  3. Introduction to Macroeconomics (BS in Economics/BBA);
  4. Introduction to Microeconomics (BS in Economics/BBA);
  5. Intermediate Macro Theory-I (BS in Economics/BBA);
  6. Introduction to Econometrics (BS in Economics/BBA);
  7. Applied Statistics (BS in Economics/BBA);
  8. Applied Mathematics II (BS in Economics/BBA);
  9. Mathematics I (BS in Economics and BBA);
  10. International Financial Management (BBA);
  11. Applied Time Series Forecasting (BS in Economics/BBA);
  12. Money, Banking, and Financial Market (BS in Economics/BBA);

 

  1. Instructor: Univ. of Wisconsin-Milwaukee (UWM), USA (1999-2003): 4 year
  1. Research Methodology in Economics (for the students of Master’s in Human Resource and Labor Relations);
  2. Economic Development (BS in Economics);
  3. Economic Statistics (BS in Economics);
  4. Intermediate Macroeconomics (BS in Economics);
  5. Intermediate Microeconomics (BS in Economics);
  6. International Economic Relations (BS in Economics);
  7. International Trade (BS in Economics);
  8. Principles of Microeconomics (BS in Economics);
  9. Survey of Economics (All undergraduate students); 

Graduate Teaching Assistant (UWM, USA) 

  1. Econometrics (Lab Section, Undergrad. and Grad. Level);
  2. Economic Statistics (Undergrad. Level);
  3. Survey of Economics (Undergrad. Level); 
  1. Teaching at SUST, Sylhet, Bangladesh (1992-1999): 7 years
  1. Contemporary Issues of Bangladesh Economy (BSS in Economics);
  2. Economic Development and Planning (BSS in Economics);
  3. Intermediate Macroeconomics (BSS in Economics);
  4. International Economics (BSS in Economics and MSS in Economics);
  5. Principles of Macroeconomics (BSS in Economics, Sociology);
  6. Principles of Microeconomics (BSS in Economics, Sociology);

Professional Affiliation 

  • Member, American Economic Association (AEA);
  • Member, Canadian Economics Association (CEA);
  • Life Member, Association for Economic and Development Studies in Bangladesh (AEDSB)(2000-);
  • Life Member, Bangladesh Economic Association (1993-);
  • Life Member, Dhaka University Economics Alumni Association (2003-);

Editorial Board Member/Reviewer for International Journals/Books

  1. Special Issue Guest Editor for International Journal of Innovation and Sustainable Development (IJISD) for "Innovation and Sustainability in Post COVID World"
  2. Editorial Board Member
  3. Multidisciplinary Business Review (MBR) (2020-)
  4. Journal of Economic Info (JEI) (2020-)
  5. North South Business Review (2021-)
  6. Corruptio (2021-)
  7. Article Editor
  8. SAGE Online
  9. Palgrave Macmillan (Book)
  10. Article Reviewer
  1. Academia Letters;
  2. Agricultural Economics (Wiley-Blackwell);
  3. Bangladesh Development Studies;
  4. Bangladesh Journal of Political Economy;
  5. Bank Parikrama;
  6. Biomedical and Pharmacology Journal;
  7. Canadian Journal of Economics (Wiley);
  8. Cogent Economics and Finance;
  9. Defense and Peace Economics;
  10. Economics Bulletin;
  11. Economic Change and Restructuring (Springer);
  12. Economic Modeling (Elsevier);
  13. Emerging Markets Finance and Trade (ME Sharpe, Inc.);
  14. Empirical Economics (Springer);
  15. Global Business & Economics Review (Inderscience Publishers);
  16. Heliyon (Cell Press);
  17. The Global Economic Review (Routledge);
  18. The Global Journal of Finance and Economics;
  19. International Economic Journal (Taylor & Francis);
  20. International Journal of Educational Studies;
  21. International Journal of Emerging Markets (Emerald);
  22. International Journal of Environmental Research and Public Health;
  23. International Journal of Happiness and Development;
  24. International Journal of Medical Research & Health Sciences;
  25. International Journal of Sustainable Economy;
  26. International Journal of Trade and Global Markets;
  27. The International Trade Journal (Taylor & Francis);
  28. International Economics and Finance Journal (Serial Publications);
  29. International Review of Applied Economics (Taylor & Francis);
  30. The Journal of Developing Areas (Project MUSE);
  31. Journal of Economics (Springer);
  32. Journal of Economic Studies (Emerald);
  33. Journal of the Institute of Bankers, Bangladesh;
  34. Journal of Knowledge Globalization (Knowledge Globalization Institute);
  35. Journal of Peace Research (SAGE Publications);
  36. Multidisciplinary Business Review (MSR);
  37. North South Business Review;
  38. Post-Communist Economies;
  39. Research in International Business and Finance (Elsevier);
  40. Renewable and Sustainable Energy Review (Elsevier);
  41. SAGE Open;
  42. Science Progress;
  43. Scientific African;
  44. World Development Perspective;

Research Field (JEL: F3; F1)

  1. Assessing Adoption and Diffusion of Agricultural Innovation;
  2. International Finance;
  3. Open Economy Macroeconomics;
  4. International Trade;
  5. Development Economics;
  6. Public Debt Management;
  7. Applied Econometrics;
  8. Time Series Forecasting;
  9. Panel Data Econometrics;
  10. Education Management;
  11. Economic Modeling;
  12. Regional Comprehensive Economic Partnership (RCEP);
  13. Bangladesh;
  14. South Asia (SAARC);
  15. South East Asia (ASEAN);
  16. India;
  17. Canada;
  18. China;
  19. Thailand;
  20. Japan;
  21. SAARC;
  22. Belt Road Initiative (BRI);
  23. Big Data;
  24. Artificial Neural Network (ANN);
  25. Machine Learning;
  26. Happiness and Well-being; 
  27. Political Risk;
  28. COVID-19;
  29. COVID-19 Transmission Modeling;
  30. COVID-19 Death rate or Mortality Modeling;
  31. COVID-19 Vaccination Inequality;
  32. Stock Market;
  33. Higher Education;
  34. Nuclear Energy;
  35. Foreign Development Assistance;
  36. Purchasing Power Parity and Disparity;
  37. Black Market Exchange Rate;
  38. Corruption;
  39. Cryptocurrency;
  40. Bitcoin;
  41. FinTech ;
  42. Public Health;
  43. Inequality;
  44. UK;
  45. US;